Why Insurance Rarely Covers Laser Hair Removal
Unraveling the Mystery: Why Insurance Rarely Covers Laser Hair RemovalWhen it comes to modern beauty treatments, laser hair removal comes out on top, mostly due to its effectiveness and long lasting results. However, many people till this day find themselves puzzled by a common question: Why is laser hair removal rarely covered by insurance?
One of the biggest reasons why laser hair removal is rarely covered by insurance is a principle known as cosmetic vs. medical necessity.
Insurance companies primarily focus on covering medical procedures that are medically necessary for the health and well-being of the patient. While you may be thinking laser hair removal can be a life-changing treatment for some individuals, and we definitely agree, it often falls into the category of cosmetic.
These cosmetic procedures enhance your appearance rather than directly address a medical condition and are selective. Insurance providers typically exclude coverage for procedures that are not medically necessary as they are designed to cater to medical conditions, illnesses, and injuries.
Now insurance companies do make certain exceptions to conditions such as hirsutism (excessive hair growth), polycystic ovary syndrome (PCOS), or gender dysphoria, and for these individuals laser hair removal could be recommended by a healthcare professional as part of a treatment plan.
However, finding a provider that is gonna cover this as a necessity as we talked about before is hard. This is simply due to the fact that it's a high cost for insurance companies to manage for two reasons. One being that the amount of treatments required for individuals is such a big range due to factors such as lifestyle and genetics. Second being that the aesthetic industry is rapidly changing with new technology, and for insurance companies to keep up with these changes, would be a financial burden.
While our team at Aesthetic Allure believes laser hair removal offers undeniable benefits in terms of enhancing self-confidence and reducing unwanted hair, its coverage by insurance companies remains limited due to the distinction between cosmetic and medically necessary procedures, the lack of associated medical conditions, cost considerations, and the dynamic nature of the aesthetic industry.